Financial Aid Information 

Each student comes to the University with different financial needs. Our financial aid counselors help students and their families understand the many options available to finance a UNC Charlotte education. Visit or call (704) 687-5504 for more information.

How do I access information about financial aid at UNC Charlotte?

The Financial Aid website offers a variety of information at: this site you will be able to find out about loan information, scholarships, deadlines and important forms and documents. The deadline for FAFSA this year is March 1, 2016. For more specific parent related information there is a “Parent Page” and that link is: 

When will I receive my student’s bill?

Each month, students with outstanding charges on their accounts (tuition, fees, meal plans etc.) receive an email that a new statement is available online via 49er Express.UNC Charlotte does not mail paper bills.The university requires that account balances be paid in full PRIOR TO THE START OF CLASSES in order to avoid cancellation of courses at the beginning of the term. Paying in full means:

Complete payment of tuition, fees, and charges.

Payment of the difference of all charges LESS offered financial aid.

Enrollment in a UNC Charlotte Payment Plan that will cover the total balance.

Is there a payment plan available for paying my student’s bill?

UNC Charlotte offers a payment plan each term, to spread your charges out into three smaller payments throughout the semester. Billing payments can be made by cash, check, or by credit card (Visa, MasterCard, or American Express). There is a $55 fee to enroll in a payment plan.

What is the Student Health Premium Charge?

All full-time students are required to have health insurance. The premium for 2016 is $709. If you are covered by another policy, you can waive the Student Health Insurance fee by submitting a waiver. The deadline to submit the waiver is approx. 30 days after the first day of class. Please visit for instructions on the waiver process. Student Insurance waivers are credits and appear on your eBill as a “Health Insurance Waiver”. It may take up to 30 days for the credit to be processed and credited to your account.

What does a negative balance on my eBill mean?

If the amount of financial aid disbursed is greater than your charges, then you will see a negative balance on your account. This means a refund will be paid to the student. Refunds are processed on the first day of class at the earliest. Students may use this refund check to purchase books or for other expenses.

How can I view and pay my student’s account?

If someone other than the student would like access and become an “authorized user” to the student’s account, they will need the student’s permission to have access to that account. To add an Authorized User, log into 49er Express, select “My Records”. In the yellow box at the top left, select “Make a Payment” and “Authorized Users” tab (at the top of the page) .Authorized Users get notifications for balances due on your account.

Do I have to fill out anything else to apply for financial aid at UNC Charlotte?

The FAFSA is the only application required for financial aid at UNC Charlotte. If additional information is needed, we contact students with specific requests. Do not send tax returns, W-2s, etc., to the Office of Financial Aid unless we ask for them. The Priority date for submitting your Financial Aid application is March 1. Applicants who file by this date will be eligible for all available forms of Financial Aid. Since financial aid is limited, filing by the priority date means there is a better chance to receive aid.

When and how will my student receive their financial aid refund?

Refunds are disbursed on the first day of class at the earliest. If you have Direct Deposit, you will receive a refund through your direct deposit account within 5 to 7 days after the refund is posted to your account. If you don’t have Direct Deposit, a refund check will be mailed to your permanent address. Please allow 7 to 10 days to receive a mailed refund check once the refund has posted.